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Affordable Small Loans without Credit Checks for Very Bad Credit

Guaranteed small loans without credit checks provide you with a way to raise money when you’ve been refused credit elsewhere. You won’t have to undergo a credit check and you’ll receive your any-purpose cash advance for bad credit within a maximum of 24 hours.

If you have been rejected because you have a history of poor credit, why continue to waste your time? You just have to accept that you aren’t eligible for mainstream financial products for several years. If you need a small cash loan, get guaranteed approval from a specialist niche lender.

Very Bad Credit Small Loans without Credit Checks from a Member of the Family

You’re low on cash and don’t really want to pay the usury interest rates that are charged by specialist lenders. Provided that a close friend is in a financial position to assist you, why not see if they’re prepared to offer you a family loan? You can borrow money interest-free and spread the repayments.


The danger of a small cash advance loan from a family member is if you find yourself in a position where you’re unable to repay it. If this happens, it could place a strain on your relationship. Don’t bury your head in the sand, discuss the matter with them as they’re sure to offer you a repayment holiday.

Get a Small Loan with Bad Credit from an Old Credit Card

Even those who have a bad credit history find that they’ve got old, unused cards in their bedroom drawer. You could just go into a store and make your purchases, but not everywhere accepts plastic. You may wish to get a credit card cash advance as an alternative.

Most card issuers allow you to withdraw a set percentage of your credit limit from an ATM machine. Although there’s an additional administrative charge and the rate of interest is slightly inflated, it’s still a cheaper alternative than getting a payday cash advance or pawnbroker loan.

Apply for Small Loan with Bad Credit at a Local Credit Union

Credit Unions are non-profit organizations that operate exclusively for the benefit of their members. They offer a variety of financial products, including small loans without credit checks. You can only join a credit union on the basis of a shared interest, such as employment, locality or religion.

In order to get a small cash advance loan you’ll need to demonstrate that the repayments are both affordable and sustainable. If you encounter financial difficulties, they’re very good at working with struggling members to arrange an affordable way of clearing the debt.

Pros and Cons of Getting a Small Loan with Very Bad Credit

Small loans without credit checks are an effective way of tackling a financial emergency. The problem is that they can be expensive. If you get a small loan with bad credit, you’re going to need to repay it which will leave you with less money to pay your bills the month after. If you’re finding it difficult to get by each month, seek advice from a credit counseling service.

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